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FIVE STAR

Mortgage 

Professional

​in Dallas 2014

 D Magazine's

 Best Mortgage Professionals in

Dallas 2012

If your home has greatly appreciated in value and if interest rates are low, refinancing allows you take advantage of your home’s increased equity. In particular, there are two scenarios in which you could potentially benefit from refinancing. One scenario would allow you to shorten the terms of your repayment while still making the same or comparable payment amounts.  The other scenario allows you to lower your monthly payments while keeping the same or comparable repayment term. Either way, you find yourself with a way to save money on your mortgage investment.

Another factor to consider when deciding to refinance is your mortgage term. Refinancing early in your term, when payments are mostly being directed towards interest, tends to benefit you more than later in the life of the mortgage when payments are going more toward the principal than the interest.


Before you decide to refinance, we encourage you to sit with American Mortgage Company loan officer and discuss other factors that can affect your decision.  We are always happy to assist you in evaluating  your current lifestyle now and in the future along with other aspects of your financial portfolio.

refinancing your home

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