The first step in the home-buying process is making some key decisions about how much can you afford, what time of home do you want, location and so forth. If you are renting and in a position to take advantage of low-interest rates, many times purchasing a home is more affordable than renting.

If your home has greatly appreciated in value and if interest rates are low, refinancing allows you to take advantage of your home’s increased equity. In particular, there are two scenarios in which you could potentially benefit from refinancing. One scenario would allow you to shorten the terms of your repayment

You want to make some changes to a home, either one you are buying or one you live in. Financing those improvements is a process similar to purchasing a home. There are several ways to finance the cost of renovations and repairs when buying or refinancing a home. Each renovation loan type has its own benefits and considerations.

American Mortgage Company wants to express its sincerest gratitude to our military men and women that sacrifice their lives daily to protect our freedoms and keep our country safe. It is with that we want to share with you some benefits of the VA Loan. The VA Loan is a loan that is guaranteed by the Department of Veteran’s Affairs and is available only to eligible veterans.